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Our Staff

Pat Borton - Owner/Broker
Pat Borton
Owner/Broker

As an industry leader, Pat Borton applies that expertise as owner of Landmark Financial Services, Inc.  With more than 25 years experience in banking, mortgage lending and in title, Pat leads the Landmark Financial team in providing premium real estate financial services to Californians.  Believing that client needs are individual and specific, Pat works only with the most reputable lenders and investors in America, to offer real estate financing that is a "best match" mortgage package.  With personal attention to detail and commitment to client satisfaction, Pat insures that Landmark Financial Services will continue to serve clients with integrity and with excellence.

Dan O’Brien’s extensive experience in the home construction industry, coupled with his inside knowledge of real estate, insurance and finance, provide a well rounded perspective of client needs.  As a licensed real estate broker, Dan has particular insight and skill in anticipating and meeting transaction requirements to insure that progress continues smoothly and closing dates are met.  Dan’s detailed, at hand knowledge about specific lender programs make him the in house finance option source at Landmark Financial.  With a solid reputation founded on personal integrity and commitment to provide every client with top quality financial service, Dan truly does understand "the art of the transaction".

Dan O'Brien - Broker/Insurance Agent
Dan O'Brien
Broker/Insurance Agent


Sherry Garberich - Loan Officer
Sherry Garberich
Loan Officer

With more than 20 years of experience in banking, real estate and escrow, Sherry Garberich brings a wealth of knowledge to real estate finance.  It is that experience, which is so valuable when negotiating the myriad of details in a financial transaction.  With her industry knowledge and " hands on" experience, she is able to both demystify the process and to anticipate and act proactively to insure hassle free lender transactions.  Backed by America’s most reputable financial institutions and investors, Sherry is able secure the best available loan package for her clients.  A dedicated professional, who listens and responds to the needs of each client, Sherry is there to "make it happen".

Michelle Zolotas, our “Senior Processor/Underwriter” at Landmark Financial has been in the finance industry since 1980.  Michelle has past experience as a bank teller, an accounting clerk, and mortgage lending.  “Finance” is her field of expertise.  Patience and attention to detail are two of the most valuable assets that lend themselves to helping create such a fabulous processor.  Computer knowledge and the most current on line technology are invaluable to her as she submits loans to get the electronic approvals within hours, or on special occasion, minutes.  Michelle has two adults sons and a two year old grandson, Andrew, who is the “light of her life”.  She loves spending time with her family, and enjoying her quiet time at home with her three cats.  She loves the beach, music and collecting sunsets.  Michelle has lived in Ventura since 1976 which gives her additional insight into our area and the real estate market which is our base.  Every loan officer at Landmark depends on her abilities, timely approvals, and excellence in quality control of all files. She is an extremely valuable asset to Landmark.

Michelle Zolotas - Senior Processor/Underwriter
Michelle Zolotas
Senior Processor/
Underwriter


Taylor Hayes - Junior Loan Processor
Taylor Hayes
Junior Loan Processor

Taylor Hayes, the Junior Loan Processor at Landmark Financial has been with us for the last two years. Taylor’s abilities and her quick wit make her such a valuable asset to our team at Landmark.  Taylor is currently a student at Ventura College working to acquire her degree in business.  She is a hard working single mom who has an adorable two and half year old son, Austin. He is a delightful, handsome young man!  Tenacity is an adjective that would apply to this young woman. Her intelligence and determination will take her far in her pursuit of finance and business skills.  We hope to be able to keep her on staff once she finishes her degree and continues her growth in the industry. Any company would be very lucky to have her talents and make her a part of their staff.


Kathy Gray’s experience started in banking, escrow, mortgage lending, and as a Certified & Background Screened Notary Signing Agent. Through the years, Kathy has worked her way up from a Jr. Loan Processor to a Sr. Loan Processor with Underwriting authority for a local direct lender. She has experience in both Retail and Wholesale Lending. Since her decision in late 2007 to join NAHREP (National Association of Hispanic Real Estate Professionals), she became a Loan Officer. Her sincere determination, dependability, experience, knowledge, and Spanish-speaking ability is what her clients and local Realtors seek. She believes that teamwork is the key to a successful home buying or refinancing experience. Her mission and personal goal is to provide the best professional and friendly service before, during, and after, the loan closes.

Kathy Gray - Sr. Loan Processor
Kathy Gray
Loan Officer
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1280 S. Victoria Ave. #180, Ventura, Ca. 93003
Phone: 805.650.4999 - Fax: 805.650.4997 - Email: CustomerService@LandmarkLender.com
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